If you had to re-invent everything that came before you, there would never be any progress.
Humans achieve progress by learning from other humans.
I actually learned O notation from an interview question for a job I applied for, I’d never actually had a program run too slowly before that.
Repetition doesn’t improve programming in many situations. Even when you get stuck. I could write a bunch of nested if statements every single day, and If they work, I wouldn’t get stuck and ever learn that there can be better ways to do it in many cases.
Especially for people like me, who self-learned and didn’t take any courses, I simply don’t know what I don’t know.
Everything from O notation to Object oriented programming is abstract in a way that you can’t accidentally learn it. I had to find these concepts and learn them, and not because I got stuck.
Companies and workers are both scared of these systems, trying to figure them out, and yet completely uneducated on how to use them.
If you want to sell it at $30 a seat, you need to teach every single seat how to make $30 or more in gains a month by using it.
And a 1 hour lunch and learn isn’t going to fix that.
These systems shouldn’t be priced per seat, and regular users shouldn’t be doing almost anything with them until they get trained.
I have a couple Tapo cameras set up with HA, I had to use the tapo app initially to set up but once they’re set up you can ditch it and run the system entirely locally. I saw someone had a way to configure them locally too, but it wasn’t simple enough for me to bother and I was fine with the one time step.
If that’s all you want to do, one of the cheaper Ubiquiti managed gateways would probably work and not break the bank.
If you want to tinker even harder, an open source router running https://openwrt.org/ (or even their own device) may be a good option.
You aren’t going to find a useful AI system for personal use in Finance, you simply don’t have the scale needed to benefit from it. You don’t make enough transactions per month that looking over it yourself is going to be any slower than reading the AI summary.
The question as with most process optimization and data analysis is, what’s the actual result you’re hoping for? If you want it to be able to summarize WALMART, WAL-MART and WMART so you can see those numbers added together, you already know you spent a lot at Walmart. Whare are you going to actually do with that information?
Saving money doesn’t really need an AI, there really aren’t many ways to cut budgets down short of paying attention to the most obvious spending problems (Too much housing, too much vehicle, too much food (especially eating out), and too much entertainment(too many subscription platforms))
It’s usually a far better investment of time to improve your earning power (upskill, change jobs, add hours, etc.)
Cutting $40 per month from your budget by not going to the movies every week just isn’t going to have the impact you need in your life.
Even if you could shave off 50% at idle, you’re talking about like $0.10 per day in power savings. Is it really worth spending any time on that?
I mean, the same could have been said for computers when they first came out. Most people had no idea how to improve their workflow by using one, and only as training and new software was developed did it manage to get reproducible results across the population.
The AI companies are definitely a bit ahead of where they should be right now, these last couple of years have happened too quickly for people to adapt their thinking.
There are specialists (myself included) that are implementing some absolutely transformational automations using these things. That being said, my job for the last 15 years has been automating and streamlining business processes, so this is just an extra tool in my kit to boost those automations to new levels.
I built a simple one the other day using a basic prompt integrated into an existing longer work automation process that’s probably going to eliminate an entire FTE worth of admin work for that task, and it only took about 3 hours to implement.
The question then becomes, are the remaining staff on this task “using” co-pilot because the process they support has it integrated? They’re not typing or pasting things into co-pilot themselves, they’re not developing prompts, but if you removed it, the workload would go up.